Fintech
A publicly verified account-growth challenge with the rules engine that makes anyone else run it honestly.
Two halves that need each other.
No account. No card. No sales call.
Find the losing streak you should be planning for
Put in your account size, risk per trade, win rate and reward-to-risk. See your expectancy, your drawdown risk and whether your size is safe. Runs in your browser. No account, no card, no call.
Position size versus Kelly
Full Kelly maximises growth and is far too volatile to trade. Half-Kelly is the practical ceiling.
The losing streak you should plan for
Over 240 trades a year, a 10-trade losing streak is likely at 95% confidence. At 1.0% per trade that is a 9.6% drawdown — and it says nothing about whether the system is broken.
Take this with you
No email required. It is your result.
99K Options Challenge — risk model · 0.35R expectancy at 45.0% win rate, 2R payoff · 1.0% per trade vs 8.8% half-Kelly ceiling · Plan for a 10-trade losing streak (9.6% drawdown) Run it yourself: https://99koptionschallenge.com
The problem
Every challenge account on social media is unverifiable.
Screenshots are trivially faked, losing weeks quietly disappear, and beginners copy strategies whose real drawdown they have never seen.
Traders who genuinely want structure have nothing between a spreadsheet and a prop-firm evaluation, and they break their own rules because nothing enforces them.
Who this is for
Retail options traders with 2k to 25k accounts who follow challenge accounts on social media, plus the far larger group who want a structured, rule-enforced way to stop blowing up. Explicitly education and tooling, never advice.
What you actually get
Six things that are true on the first day, not on the roadmap.
Verified, not claimed
Numbers on 99K Options Challenge are derived from connected accounts and broker statements, not typed into a form.
Rules enforced by the engine
The rules are code. They apply automatically and identically to everyone, with no discretion.
Full audit trail
Every calculation is reproducible from its inputs, timestamped and exportable for review.
Risk controls built in
Position limits, drawdown thresholds and automatic halts are enforced, not suggested.
Plain-English reporting
Statements that a person can actually read, alongside the raw data for anyone who wants it.
Independent verification
Third parties can verify a published record without being given access to the account.
How it works
Three steps, and the first one costs nothing.
- 01
Try the free risk and position-size model
Put in your trading rules, and see your expectancy and drawdown risk. No account, no card, no call.
- 02
Put 99K Options Challenge to work
Two halves that need each other.
- 03
Upgrade only if it earns it
Keep the free result either way. Move to a paid plan when 99K Options Challenge is already doing the work.
Pricing
Published in full. No “contact us for pricing”, no per-seat surprise on renewal.
| Plan | Price | What it is for | Action |
|---|---|---|---|
| Free | Freeforever | The risk and position-size model, free for good.
| Start free → |
| ProPopular | $39per month | For retail options traders.
| Start 14-day trial → |
| Scale | $490per month | For teams that depend on this in production.
| Talk to sales → |
Prices in USD. Cancel any time from the dashboard — no email, no retention call.
Questions people actually ask
Do I need to talk to anyone to try this?
No. The free risk and position-size model runs without an account, a card or a call.
What does it cost?
The free tier is free forever. Paid plans start at $39 per month.
Who is this actually for?
Retail options traders with 2k to 25k accounts who follow challenge accounts on social media, plus the far larger group who want a structured, rule-enforced way to stop blowing up.
What problem does it solve?
Every challenge account on social media is unverifiable.
Can I get my data out?
Yes. You can download everything as a JSON file from your account settings at any time, and deleting your account deletes your data.
Why should I trust the result?
It is plain arithmetic on the numbers you put in, worked out in your browser. Change any input and every figure updates, so you can check each one yourself.
Find the losing streak you should be planning for
Put in your account size, risk per trade, win rate and reward-to-risk. See your expectancy, your drawdown risk and whether your size is safe. Runs in your browser. No account, no card, no call.
Open the free toolIt runs in your browser. 99K Options Challenge never sees your inputs.